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Thursday, January 5, 2012

2012 大挑战

Be frugal with all resources I have, especially time.
But now, of course, money first.


There are 4 types of spenders. Understanding which you are might help you to be more mindful of how you spend. 

Compulsive spenders are ones that spend when they are feeling depressed or have an unmet need in their life. Instead of identifying the need and resolving it, they go on a spending spree as some kind of escape mechanism.

Impulsive spenders see something on special and can't walk past it without having to have it. Buying a $200 jumper at 50 per cent off is seen as saving $100 rather than spending $100.

Revenge spenders can be found in the local clubs and casinos playing the pokies. They have worked hard their whole lives, budgeted, saved, been disciplined and then decided to get even and splurge. They think they owe it to themselves.

Boredom spenders are ones that can think of nothing better to do than spend, spend, spend.

Which category are you in?

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